State Farm® Insurance Agent Nick Karras
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Our customers are the center of our universe and we’re grateful for them. If you’re willing to share your experience about your interaction with our agency, it’ll be a great help for other people looking to make smart and confident decisions about their insurance and financial services.
Take 60 seconds (or more if you want) to share your story by clicking on one of the review links below.
What our customers say about us...
Miranda Agosto
March 26, 2026
"Thanks Shelly for your assistance! Adding my new car to my account was a breeze!"
"Thanks Miranda for being a loyal customer all these years! We are grateful for your continued business. "
Joann Peperoni
March 25, 2026
"We felt with shelly she was over n beyond helpful loved dealing with her"
"Thanks Miranda for letting us insure your Motorhome. Hope you get to do a lot of traveling this summer! "
Helene Ferri
March 25, 2026
"I called for a quote and spoke to Shelly. She did such a fantastic job speaking with me, but unfortunately, she couldn't help me with the premiums. She was exceptionially professional. She completely understood my dilema. I will be keeping her in my contacts for further business."
"Helena thank you for giving us the chance to quote your auto insurance. We hope to see if we can satisfy your insurance needs in the future. Thanks again for trusting in us and taking the time to speak with us today. "
Michael Santeramo
March 19, 2026
"Shelley from State Farm provided exceptional service. She made it quick and easy"
"Thank you Michael. We appreciate your business and please contact for all of your insurance needs or any questions you may have. "
Cindy
March 19, 2026
"Shelly McNulty was very helpful and knowledgeable with helping me get auto and rental insurance through State Farm."
"Thanks Cindy we hope to build a long and lasting relationship with you! Thanks for thinking of us for your auto insurance and renter insurance needs! "
Cindy Drogon
March 5, 2026
"Nancy is the best. Highly recommend!"
"Thank you Cindy we appreciate your business. Please contact us if you need anything. Our goal is to provide great service for auto, home, life, and business insurance. "
shankar venkatesan
February 5, 2026
"Excellent experience with State Farm. I got my home insurance and my very happy with the experience"
"Thank you Shankar! Please feel free to call us anytime you need anything. Our goal is to provide excellent service for home insurance, auto insurance, life Insurance and business insurance. "
Robert Stefanelli
December 4, 2025
"Nick has been great over the years that is why l stayed with State Farm insurance he explains everything thoroughly to you gets back to you right away keeps you well informed on new policy’s and changes he has excellent customer service standards .we need more people like him l would give him 6 stars if l could"
"Thanks Robert for leaving us a review. It has been a pleasure servicing you these past years! Please call us if you need anything. "
Todo Stores
November 26, 2025
"Five stars just not enough!"
"We’re thankful for your feedback! It’s our pleasure to assist you with your insurance needs. If there is anything else we can do to help, please let us know! "
Mike Jones
November 20, 2025
"Always great customer service"
"Thank you Mike! Always great to hear from you and thanks for allowing us to serve your insurance needs. "
Andrew Dorward
November 6, 2025
"I've been using them for well over a decade and whenever I've had a question or needed to go over something in my policy they've been more than helpful"
"Andrew, thank you for taking the time to share your thoughts! We’re glad to know you’re satisfied with the service at our Nick Karras State Farm office. If you ever have any questions or need assistance, we’re here to help! "
Jakub Mankowski
November 4, 2025
"My mom has been with Nick and State Farm for over 20 years and highly recommended him. I shopped around with different insurance companies, but none could come close to what Nick could offer me. Nick was very helpful with explaining my options, answering all my questions, and making sure I got the best coverage for a great price. He made the whole process simple and stress-free. I’m so glad I went with Nick and State Farm — highly recommend!"
"Jakub, we appreciate your review! We are delighted to know you had a great experience with our State Farm office. If you ever need any assistance in the future, please don’t hesitate to reach out. We are here to help. Thanks again for trusting in us! "
Susan Scott Braxton
October 27, 2025
"It is such a pleasure working with Nancy Maldonado she is so awesome. Her excellent services and postive feedback helps along the way. It's such a delight to know someone like her that helps you in need. Keep up the good work Nancy."
"Thanks Susan for such nice words about Nancy. It's been a pleasure serving you and your family through all these years. "
Michele Chieffo
October 24, 2025
"Excellent service would highly recommended this agency."
"Thanks Mike. Its always great to hear from you. We appreciate all of your business and please let me know if you ever need anything. "
John Maguire
July 22, 2025
"Nick is the best! He helped me shop a great rate on my policies and is always available and knowledgable. Thankful for the resource he provides!"
"Thanks John please call me anytime to discuss any of your insurance needs. We appreciate your business and look forward to continuing our relationship."
Jennifer Raimo Debbie
June 24, 2025
"Working with Nick has been a fantastic experience. He's always approachable, upbeat, and quick to respond whenever we have questions. His advice is consistently helpful, and he makes navigating insurance much easier. I highly recommend Nick for anyone looking for reliable and friendly support with their insurance needs."
"Jennifer, thank you so much for sharing your positive experience working with me and my team. It was a pleasure helping you navigate the auto insurance and home insurance products that we offer. Let me know if you need anything else. Nancy, Shelly , and I are always available for help. Thanks again, Nick "
Michael Bernstein
March 5, 2025
"Update 3/5/25: In the past, Mr. Karas was very polite, friendly, understanding, and professional. He understandably was having a bad day, but. that didn't justify how I was treated. If you sign up with Mr. Karas, YOU WILL MOST LIKELY GET GREAT CUSTOMER SERVICE that he prides himself on, just understand that he sometimes fails in this objective and my review is my experience that I had. I do feel he should've taken responsibility for how he acted and apologized, but that didn't happen. If he had, I would've pulled this review. My opinion is my own and yes, I did find a different agent. --- Phone problems should never, EVER be an excuse to be rude to a customer. NEVER. --------- Mr. Karras called me back and was SUPER RU To be honest I was shocked. Mr. Karras has always, always been helpful and professionaDE TO ME! He should NEVER TALK TO CUSTOMERS THIS WAY. There is no excuse for this. VERY UNPROFESSIONAL!!!! --------- Whenever I call the local number, I get placed into an unnecessarily complicated phone tree. When I finally speak to someone in the national call center, they route me back into the phone tree in an endless loop. When I asked someone from the national call center to conference me in, even they couldn't contact Nick Karras's office. This is very troubling when you consider that this is an insurance agency who is expected to deal with emergencies in the event of a disaster. As a client, this concerns me. What if I am in such a situation and I can't get the help I need with my claim? Not good. Not good at all."
"Michael, I have never been rude to a customer in 20+ years of doing this and I was NOT rude to you. Maybe you confusing my explanation that as a small business owner, I take reviews very seriously and they affect my business. To put this in context, our phones were down from 11:30 am to 3:30 pm and in that time you didn't even give me the common courtesy to respond to you via email. You then wrote a 1 star negative review for a situation that was beyond my control . Regardless I am very glad you took my advice and moved your business to another agent that may be better suited to your personality and unreasonable expectations. Good luck! ____________ Original response to your original review: Michael, I just saw your message . Obviously we are having a phone problem today which is a first and having difficulty switching off the routing line. We are calling you right now. No reason you should have left such a nasty review as this was a first for me. I would hope that a reasonable person would underdstand that this was beyond my control and we are working on the phones as I am writing to you. My team memembr is calling you now as I just received your email. "
Anthony DiPasquale
December 29, 2024
"What a fantastic experience I just had with Nick Karras State Farm Agency. I recently insured my autos, home, life and umbrella with his agency. He took the time to listen to all of my needs and recommended products to best protect my family at a very reasonable price. It was such a smooth and seamless process. Every time I have reached out to his office, I was immediately put in contact with Nick or his team. Whenever I call, he or his team answer the phone and you speak with a live person rather than being forced into a phone que or chat bot. I have referred a few friends and family to Nick and they all had similar experiences. Thank you Nick Karras for such great service and great price."
"Anthony, thank you for the review and the kind things that you have said. It has been a pleasure to work with you and provide the products to best fit your needs. Please don't hesitate to reach out to me directly if you have any further questions. All the best! Nick "
Natalia Fisher
October 22, 2024
"Helped me with life, renters and auto insurance. Service was great and explained everything really clearly which made the whole process seamless. Definitely recommend."
"Thanks Talia ! I’m glad to have helped with all your insurance needs. Thanks for choosing Nick Karras State Farm. "
jennifer miranowic
January 24, 2024
"Shelly was very thorough and professional during the quote process. Very friendly and upbeat."
"Thanks Jennifer for trusting in us. We look forward to our continued relationship. "
Sana Allan
January 19, 2024
"Nancy is one of the best agent with the greatest customer service & professionalism She’s very nice and helpful and a beautiful smile"
"Thank you! Nancy has been with our Agency for 10 years and always does a great job looking out for the best interest of our customers. Thanks you for taking the time to provide feedback. "
Emily Rappisi
January 17, 2024
"Nick has demonstrated exceptional expertise, providing invaluable assistance and guidance throughout this process. His dedication to understanding your needs and crafting tailored insurance solutions made him an invaluable ally in securing optimal coverage!"
"I am glad we were able to help you. I look forward to our continued relationship and appreciate your trust in my Agency. Thanks for the kind words. "
Karen Rockafellow
January 17, 2024
"Nick was so helpful and patient with all of my questions and concerns. Thank you, Nick!"
"It was a pleasure helping you and I look forward to our continued relationship. Thanks for trusting my Nick Karras Woodbridge NJ Agency with all of your insurance needs. "
Kelsey Guthrie
January 17, 2024
"Nick was fantastic ! I needed to have my insurance adjusted and he took the time to understand my situation and help find the best solution. Absolutely recommend !!"
"Thank you for the kind words Kelsey! It was a pleasure to help you with your auto insurance and home insurance. Thanks for chosing my agency in Woodbridge NJ. "
Joseph Cross
November 29, 2023
"We had a wonderful experience dealing with Shelly-- I mean, she made it so easy when my previous homeowner's insurance was a complete and total disaster. She's ahead of the game because when I simply called her back to complete the transition, she said she'd already done everything for us...what a relief!!! Nice personalities at their office, judging from when I initially called. Only thing is, I wish I called here sooner. Thanks again - Luz & Michelle"
"Thank you Christina for taking the time to acknowledge Shelly and my Agency. We look forward to building on our relationship and providing you with all your insurance needs. Thanks again! "