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State Farm® Insurance Agent

Nick Karras

WOODBRIDGE, NJ 07095-2881

Entrance between Across the Floor Dance Studio, News & Treats, and Playa Bowls, Main St Woodbridge.

Profile photo of a State Farm Agent named: Nick Karras

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Office Info

Office Hours

9am - 5pm
After Hours by Appointment
Call us 24 hours a day!


WOODBRIDGE, NJ 07095-2881


English, Spanish

Summer is here and going fast! Time to review your policies for your coverage needs!

PLEASE CALL FOR AN INSURANCE QUOTE TODAY! CONTACT US FOR AUTO INSURANCE, MOTORCYCLE INSURANCE, HOME INSURANCE, BUSINESS INSURANCE, LIFE INSURANCE, PET INSURANCE. We insure anywhere in New Jersey and are a bi-lingual office. Our goal is to provide exceptional service and have needs based conversations and provide the right products for you. We are here to help.

I have been a small business owner in Woodbridge, NJ for the past 22 years and I understand the needs of both personal and commercial lines.

The most rewarding part of being a State farm Agent is the friendships and relationships I have formed with many of my policyholders throughout my 22 years. When I first opened my Agency in Woodbridge, NJ in 2000, I met many new policyholders just starting out in life much like myself. I have seen many of them grow up, get married, have children, and navigate through the rewards and challenges of life.

Today, I am a husband and the proud father of two quickly growing children, Matthew (13) and McKenna (11) and our dog Scout (4). We try to be a pretty active bunch as I thoroughly enjoy the outdoors. A great deal of our free time together is spent at the beach in the summer or skiing in the winter. We love swimming biking, hiking, and walking the dog as a family. My own personal interests include running, weightlifting, biking, and skiing. In the recent past I have entered Spartan Races, triathlons, and various running events. I am also involved in coaching my son’s baseball team.

The most important lesson I have learned over the years is that life moves very fast, time is a precious, and the importance of a strong family bond. I use these lessons whenever I discuss insurance needs with policyholders. It helps me better relate and understand their current position in life. As your life changes so do your insurance needs.

Although older now, I feel just as rewarded is when I stared in my late 20’s as I continue to foster long term relationships and develop new ones. The biggest compliment I get is when a policyholder’s son or daughter decide to continue our relationship and uses my Agency for their future insurance needs.

NEW TO WOODBRIDGE NJ - some interesting facts below:

The Township of Woodbridge is the oldest original township in the state of New Jersey. It was settled in the early autumn of 1664 and was granted a charter on June 1, 1669 by King Charles of England.

What may be said to be the first antislavery meeting ever held in the United States was held in Woodbridge on the 4th of July, 1783, seven years after the Declaration of Independence and 6 years before George Washington was inaugurated as President of the United States.

Woodbridge is universally known for its fine clay deposits and its by-products, brick. In 1859, it was said that material for nearly 80 000-000-fire bricks was at that time being sent annually to the market from Woodbridge.

In 1929, the nation's first Safety Engineered Super Highway intersection was built at the intersection of U.S. Route 1 and NJ Route 35 in Woodbridge. This was the first such intersection built in the United States or the world. It was known as the Woodbridge Cloverleaf.

Woodbridge Center, located between U.S. Routes 1 and 9, is one of the largest two-level enclosed shopping malls in the East. Opened in 1971, it has 1,500,000 square feet of retail space.

The $2.6 million Woodbridge Metropark, providing high speed train service from Boston to Washington, opened in 1971

The Arts Center, located on Rahway Avenue, is listed in the National Historic Registry. The Center, which housed the first library in Woodbridge, was gifted to the township and was built in 1877.

With a population of 106,000 residents and burgeoning industrial retail service, transportation and professional growth, Woodbridge is the fifth largest municipality in New Jersey and the center of progress and activity for Central Jersey. Contributing to this phenomenal growth has been a knowledgeable and skilled populace willing to keep ahead of the time in developing its economy and community.

Woodbridge is currently undergoing a growth in population and interest due to its central location and proximity to mass transportation. Many new apartment complexes have been built in the past few years. Some of these include, Vermilla, Woodbridge, Modera, The Grande at Metro Park, Luxe Apartments, The Park at Woodbridge Station and The Green, to name a few. We are located next to Playa Bowls, Across the Floor Dance Studio and News and Notes on Main St in Woodbridge NJ. Come in to review your current insurance and make sure you are a

Woodbridge NJ mayor is John E. McCormack.

Nick Resume:

Villanova University - BSBA CPCU IIA , Agent Woodbridge NJ Auto , Woodbridge NJ Home, Woodbridge NJ Life , NJ Business Woodbridge NJ , State Farm Agent since 1992 Auto & Home. Free Quotes on Auto and Home Insurance! Member of Woodbridge Chamber of Commerce. Proud parent of two children and 1 rescue dog named Scout. Serving Woodbridge, Perth Amboy, Avenel, Fords, Edison, Metuchen, Colonia and all over the state of NJ. My team has over 30 years of experience in Personal lines and Commercial lines . Call us today to review all of your insurance needs. We are a full service Insurance Agency. Summer is here and now is the time to review your home insurance coverages as many storms happen this time of year. Call for a review today!

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

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Our mission is build relationships with policyholders and treat them as our family. It is our goal to help people manage the risks of everyday life, recover from the unexpected and realize their dreams. We strive to be the first choice for all of your New Jersey Insurance needs. We focus on Auto Insurance, Home Insurance, Renters, Business, and Life Insurance throughout New Jersey, including; Woodbridge, Perth Amboy, Fords, Carteret, Iselin, Avenel, Port Reading, Colonia, Metuchen, Edison, Rahway, Clark, Rahway, Sayreville, Parlin, South Amboy, Middlesex County. We are located on Main St in Woodbridge. You can reach us 24/7. Call for a quote today! We are here to help simplify your life. Spring has arrived, bringing with it new beginnings and fresh opportunities. It's also a great time to reassess your insurance needs and ensure you have the right coverage in place for the season ahead. Call for an insurance review today!

Nuestra misión es construir relaciones con los asegurados y tratarlos como familia. Nuestro objetivo es ayudar a las personas a gestionar los riesgos de la vida cotidiana, recuperarse de lo inesperado y realizar sus sueños. Nos esforzamos por ser la primera opción para todas sus necesidades de seguro de Nueva Jersey. Nos enfocamos en Seguros de Automóviles, Seguros de Hogar, Arrendatarios, Negocios y Seguros de Vida en todo Nueva Jersey, incluyendo; Woodbridge, Perth Amboy, Fords, Carteret, Iselin, Avenel, Port Reading, Colonia y Edison.

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Team actively quotes, sells and services Auto Insurance, Home Insurance, Condo Insurance, Renters Insurance, Business Insurance, and Life Insurance. Call us, email us, or text us for an insurance review and lets us try to save you money and meet all of your needs. We can structure your own Personal Price plan. Whether it's auto, home, or life , let us review your current policies, and potentially save you money. Call us today!

Shelly McNulty State Farm Agent Team Member

Shelly McNulty

Insurance Account Representative

Hello! I’m Shelly from Nick Karras State Farm Insurance Agency and I love helping others and making new friends. I have met many amazing people during my 20 year career and developed long lasting relationships. My goal is to treat everyone the same way I would expect my family to be treated.

When I'm not working, I enjoy camping and being in the great outdoors. I also enjoy running and biking. Over the past several years I have completed numerous Triathlon’s, Half Marathons, 5k’s, and 10k’s. I have even traveled to Kansas City to run an event in an underground cave. I am also a personal trainer and have taught several Boot Camp, Spin and Step Classes over the past few years. I am a the proud mother of my one and only son, “Jake” from State Farm. We are huge hockey fans and spend much of our time at his hockey tournaments.

When I’m working from home I enjoy quality time with my cute coworker “peanut” the rabbit. He definitely helps me get through my day.

Please feel free to reach out to us here at Nick Karras State Farm as we would love to make you a part of our special little State Farm family.

Nancy Maldonado State Farm Agent Team Member

Nancy Maldonado

Customer Service Representative

My name is Nancy. I’ve been a team member for 10 years at Nick Karras’ agency. It gives me joy to have our customer feel like family. There is nothing more satisfying than to resolve a customer’s issue and have them say to me “this is why I stay with State Farm ", or "this is why I have all my policies with State Farm”. One of my biggest assets is that I am Bi-lingual and speak fluent Spanish. This helps me easily communicate and connect with our large Hispanic customer base.

Outside the office I enjoy crafting and wreath making. This is a new hobby that I picked up during the pandemic. It’s so calming to me that I lose track of time.

I am a mother to five awesome children, and five grandchildren who keep me young at heart. Our summers are spent at baseball games and tournaments.

Please consider this Agency when reviewing your insurance needs. I would love to meet you!

Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.